The biggest reason you need to talk to us before you buy…
In one word BUDGET!
When you go shopping you go with a budget. You get ready to go out and you have a general idea of how much you are going to spend ( most of the time ). Lets say that you are looking to buy a car. You need to know what you can afford before you even decide what dealership you are going to. If you only have $5,000 to spend, you will not be going to a Ferrari dealership. This works the same with house shopping.
As a mortgage broker in Calgary we want to see you before you start to go out and look at houses. We can help you figure out your budget so you know what neighborhoods you can go look at and the price range that you are shopping in. As a long time Calgary broker we are here to help you find the best situation for you and your family that fits in with your income and lifestyle. We are not here to try and make a bigger sale or commission as we generate most of our business on returning customers and referrals. Here are some of the things we do for you…
One step application:
Instead of going around to a bunch of banks and lenders and filling out form after form with the same questions on them we do that for you. We will have you fill out our application either over the phone or via fax and we can take that info to the lender for you. We also evaluate what lenders may give you the best deal and approach them first. How your mortgage broker presents a deal is almost as important as what it says on your application.
This might sound like a negative thing but again we are here to work with you long term. From time to time we have someone come in that has this massive expectation of the home they want to buy but their information will not support that kind of purchase. We are not going to try and squeeze you in to a large purchase that might strain you financially if interest rates or something else changes. We give you and honest evaluation based on the information that you provide of the housing market you should be shopping in.
One on One service:
We are not a huge office where customers have to book appointments weeks in advance. We are not a large bank where we have to know about tons of other financial services. We are mortgage specialists with tons of experience in the industry and getting mortgages in Calgary. We have a local office and can sit down one on one but most people prefer to deal over the phone. Our clients like the personal attention they get from a very experienced broker. Its nice to be able to ask a question and get the straight answer not ” let me get back to you “.
Here it is. We are a local and professional mortgage broker that can help you make one of the biggest decisions of your life. We want to help you make that decision the right way so that you can stay in that home long term, no matter what the economy does. Please reach out and ask questions, we are here for you. Talk soon